Canadians Living in the US

With Cardinal Point, Canadians living in the US can have the assurance of knowing all of their cross-border financial planning considerations can be addressed by one company.

CANADIANS LIVING IN THE US

With Cardinal Point, Canadians living in the US can have the assurance of knowing all of their cross-border financial planning considerations can be addressed by one company.

For Canadians living in the US, it can be difficult to find a local financial advisor or tax practitioner that is well versed in Canada-U.S. cross-border financial planning. This forces many Canadian expats to work with multiple Canadian and U.S. practitioners which can be inefficient and costly. With Cardinal Point, Canadian expats can have the assurance of knowing all of their cross-border financial planning considerations can be addressed by one company. With Cardinal Point, clients receive the following services:

Coordinated investment management services for U.S. and Canadian accounts
Advice on specific assets that should transfer to the United States or remain in Canada
Advice on Canadian retirement account distribution strategies while residing in the U.S.
Holistic advice on cross-border financial and estate planning
Incorporated U.S. gift and estate strategies within the financial plan
Assistance with cross-border tax planning strategies
“Canada-U.S. Tax Treaty” advice to avoid double taxation

Guidance on retirement benefits, such as CPP, OAS, Social Security and Medicare
Assistance with currency conversion strategies
U.S. stock option and company bonus plan advice
Residential and commercial real estate advice
Health, life, disability, long-term care, business and property insurance review
Guidance on the unique economic and regulatory environment in the United States
Personal and corporate Canada and U.S. tax preparation including annual foreign account disclosure filings

Investment accounts in Canada and the US?

Our team manages assets in both countries

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Speak with a cross-border financial planner

We handle all your cross-border tax & financial planning needs

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OUR RECENT PUBLICATIONS

Video: Politics and Your Financial Plan Website

In the engaging "Politics and Your Financial Plan" webinar hosted by Cardinal Point Wealth Management, viewers gain essential insights into the interplay between current economic trends and political developments, and how these factors shape investment strategies. Moderated by Matt Carvalho, Chief Investment Officer, the session features financial experts Terry Ritchie, Vice President & Private Wealth [...]

Estate Planning – The Other Side

Estate Planning: Why signed legal documents are not enough. The Challenge Often when a loved one becomes incapacitated or dies, there are two tragedies. The first one is obvious. The second one isn’t: it’s incomplete estate planning. Many tragedies in estate planning stem from one hard truth: a set of signed legal documents is NOT [...]

What Are My Options for my 401(k), 403(b), or 457 when moving to Canada?

Moving to Canada? Don’t leave your 401(k), 403(b), or 457 behind! Understanding your U.S. retirement plan options is essential for a seamless financial future when transitioning across borders. Should you leave it as is, roll it into an IRA, or take a lump sum? Each choice has pros and cons, from tax implications to investment flexibility. Converting to a Roth IRA might even help maximize your savings. Whether you stay in the U.S. or settle in Canada, cross-border financial planning is key.

Canadians Living in the U.S.