OUR CLIENTS
Cardinal Point specializes in assisting affluent individuals and families living in Canada and the U.S., Canadians moving the U.S., Americans moving to Canada as well as Canadian and U.S. expats living abroad, with their investment management, tax, financial and cross-border wealth planning requirements.
Wealth Management for a Full Spectrum of Needs
We pride ourselves in offering the following advantages:
- Fiduciary Standard: Our professionals operate under the highest standard of care in the financial services industry.
- Independence: Clients benefit from access to a non-proprietary, conflict-free platform.
- Transparency: Our fee-only compensation structure is openly disclosed.
- Collaborative Approach: Our team of multidisciplinary professionals includes Certified Financial Planners® (CFP® Canada & US), Canadian and U.S. Chartered Accountants (CPA), Chartered Financial Analysts (CFA), and tax attorneys (Esq).
- Investment Expertise: We subscribe to a disciplined, tax-efficient and cost-effective investment approach.
- Holistic Financial Planning: Clients are profiled to learn about their values, goals, income, balance sheet, investments, insurance, and employee benefits, as well as all retirement, tax, education, and estate planning requirements.
- Integrated Cross-Border Financial Planning: We have a suite of personalized Canada-U.S. cross-border investment, financial and tax planning solutions.
- Client Service and Professionalism: Our practitioners are committed to service excellence.
OUR RECENT PUBLICATIONS
Combating Inflation Risk Within a Diversified Portfolio
If you have been paying any attention to economic news lately, you’ve likely been inundated with articles about inflation. While some economic media outlets are predicting sustained inflation over 3%, it is truly impossible for anyone to know what the future may hold. That is why our Investment Committee continuously meets to review market conditions and discuss any additions that may provide value to our client portfolios. Learn more about how we combat inflation risk with diversification in this article.
Structuring Options for a Canadian Owning U.S. Vacation Property
Home equity in Canada has significantly increased, and some Canadians are now thinking about purchasing vacation homes. Thanks to a favorable Canadian-to-U.S. dollar exchange rate, many of them are also considering the U.S. as the possible location of such vacation property. If you are among them, you need to consider your wealth structuring options before you make a purchase. Learn more in this article.