Cardinal Point Wealth Management

Your Cross-Border Financial Advisor

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    • Investment Management
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    • Cross Border Wealth Management, Financial and Tax Planning
  • Cross-Border Services
    • Cross Border Wealth Management, Financial and Tax Planning
    • U.S. Citizens Living in Canada
    • Moving to Canada from the U.S.
    • Canadians Living in the U.S.
    • Moving to the U.S. from Canada
    • Expatriates Living Abroad
  • Blog
  • About Us
    • Our Story
    • Our Team
    • Our Clients
    • Legal and Compliance
  • What We Do
    • Investment Management
    • Wealth Planning
    • Tax Planning and Preparation
    • Private Wealth Services-U.S.
    • Private Wealth Services-Canada
    • Cross Border Wealth Management, Financial and Tax Planning
  • Cross-Border Services
    • Cross Border Wealth Management, Financial and Tax Planning
    • U.S. Citizens Living in Canada
    • Moving to Canada from the U.S.
    • Canadians Living in the U.S.
    • Moving to the U.S. from Canada
    • Expatriates Living Abroad
  • Blog

Cardinal Point Wealth Management | Cross Border Financial Advisor

YOUR CROSS-BORDER
FINANCIAL ADVISOR

We are dedicated to helping affluent families oversee their ongoing U.S., Canada and cross-border financial planning complexities.

Let’s Talk

YOUR CROSS-BORDER
FINANCIAL ADVISOR

We are dedicated to helping affluent families oversee their ongoing U.S., Canada and cross-border financial planning complexities.

Let’s Talk
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Cardinal Point is an independent Canada-U.S. wealth management group of companies created to service the sophisticated needs of high net-worth families. Our financial advisors operate under the fiduciary standard and understand that your wealth, family, interests and values are all interconnected.

We are dedicated to providing investment management, financial, estate and tax planning solutions to residents of the U.S. and Canada, Americans moving to Canada, Canadians moving to the U.S. and Canadian and U.S. expats living abroad.

Cardinal Point | Private Wealth Services for residents of Canada

Private Wealth Services
for Residents of Canada

Cardinal Point | Private Wealth Services for residents in the U.S.

Private Wealth Services
for Residents of the U.S.

Cross-Border Wealth Services

Moving from Canada to the U.S.

Canadians living in the U.S.

Moving from the U.S. to Canada

U.S. citizens living in Canada

Toronto- Cardinal Point Wealth

Canadian and U.S. Expats Living Abroad

For those Canadians and Americans moving or living abroad, careful cross-border financial planning considerations must be given to ensure tax and regulatory compliance in both your home and adopted countries.

 

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OUR SERVICES

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Cross-Border Tax and Financial Planning

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Tax Preparation
and Planning

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Investment
Management

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Wealth
Planning

FEATURED WHITE PAPERS

Manage Your Canada-U.S. Cross-Border Lifestyle

Manage Your Cross Border CA-US Lifestyle Whether you are transitioning residency between Canada and the U.S. or you have already made the move, it is important to understand the benefits of a cross-border financial plan. Learn how Cardinal Point can help when holding investment assets or financial interests in the U.S. or Canada.

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U.S. TAX RESIDENTS: HOW TO NAVIGATE PFIC INVESTMENT RULES

How to Navigate PFIC Rules U.S. taxpayers living in Canada or the U.S. can unknowingly employ investment strategies in their portfolios that have unfavorable U.S. tax implications. Learn which investment securities should be considered and avoided within your investment accounts.

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OUR RECENT PUBLICATIONS

cardinal point wealth management press release

RT Mosaic Wealth Management to Join Focus Partner Firm Cardinal Point, Increasing Cardinal Point’s Scale and Enhancing Its Western Canadian Presence

Calgary, Alberta-based RT Mosaic Wealth Management will be joining Focus’s partner Cardinal Point Capital Management. For Cardinal Point, this transaction is the second since becoming a Focus partner in late 2021, and its strategic goal with this deal is to deepen its footprint in Western Canada while adding to its leadership team. Cardinal Point and [...]

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HSA Canada and US

EBook: The Health Savings Account in a Canada-U.S. Context

A good savings or investment account allows you to avoid tax on contributions, income, and distribution. Not all available options meet these goals. For Americans living in the U.S., the Health Savings Account (HSA) does, in certain circumstances. For Americans living in Canada, though, the HSA’s benefits disappear as contributions cannot continue and tax liability opens up in Canada for income in the plan. Similarly for Canadians living in the U.S., benefits cease for Tax-Free Savings Accounts (TFSAs) and Registered Education Savings Plans (RESPs). Take a look at this e-book for more detail on the savings and investment plans available and see how they compare.

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questions about social security

Infographic: Can A Foreign Spouse Claim U.S. Social Security?

In most cases, a non-U.S. citizen or non-U.S. resident spouse cannot receive U.S. Social Security spousal benefits if they live outside the U.S. for six consecutive months. But a foreign spouse who is a citizen or resident of Canada, among certain countries, can receive these benefits if certain rules are met. Read this infographic where [...]

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How We Help

  • Cross-Border Financial & Tax Planning
  • Americans Living in Canada
  • Canadians Living in the U.S.
  • Moving to Canada from the U.S.
  • Moving to the U.S. from Canada
  • Expatriates Living Abroad

What We Do

  • Investment Management
  • Wealth Planning
  • Tax Planning & Preparation
  • Private Wealth Services for U.S. Residents
  • Private Wealth Services for Canadian Residents
  • Cross-Border Financial & Tax Planning

Resources

  • Canadians in California
  • Canadians in Texas
  • Canadians in Florida
  • Canadians in Arizona
  • Canadian and U.S. Expat Tax Planning
  • Wealth Management for U.S. Citizens in Canada
  • Custodian Closed Your Cross-Border Investment Account?

Videos & Social Media

  • Americans in Canada: Investment Basics
  • Americans Selling Canadian Homes Face Tax Issues
  • Does it make financial sense to renounce your U.S. citizenship?
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Copyright © 2022. Cardinal Point Wealth Management Partners, LLC and Cardinal Point Capital Management ULC All Rights Reserved.

"Cardinal Point" is the brand under which the dedicated professionals within the independent Cardinal Point Group of Companies collaborate to provide financial and investment advisory, risk management, financial planning and tax services to selected clients. Cardinal Point comprises two legally separate companies: Cardinal Point Wealth Management Partners, LLC, a U.S. registered investment advisor and Cardinal Point Capital Management ULC is a U.S. registered investment advisor and a registered portfolio manager in Canada (ON, QC, MB, SK, NS, NB, AB, BC). Advisory services are only offered to clients or prospective clients where the independent Cardinal Point firms and its representatives are properly registered or exempt from registration. Each firm enters into client engagements independently. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital.