Cardinal Point Wealth Management

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U.S. Citizens Living in Canada

U.S. CITIZENS LIVING IN CANADA

U.S. citizens living in Canada have unique investment, tax and financial planning requirements that must be carefully addressed. At Cardinal Point, our team of cross-border professional advisors are prepared to deliver comprehensive services and solutions.

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Our Comprehensive Cross-Border Solutions

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    Coordinated investment management services for U.S. and Canadian accounts
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    Advice on specific assets that should transfer to Canada or remain in the United States
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    Canada-U.S. financial and retirement planning
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    U.S. retirement account distribution strategies while residing in Canada
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    Holistic advice on cross-border financial and estate planning
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    Personal and corporate cross-border tax planning strategies
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    “Canada-U.S. Tax Treaty” advice to avoid double taxation
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    Guidance on retirement benefits, such as CPP, OAS, Social Security and Medicare
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    Assistance with currency conversion strategies
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    Canadian and U.S. stock option and company bonus plan advice
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    Residential and commercial real estate advice
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    Health, life, disability, long-term care, business and property insurance review
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    Guidance on the unique economic and regulatory environment in Canada
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    Canada and U.S. tax preparation including annual foreign account disclosure filings
US/Canada Investment Accounts

Investment accounts in Canada and the U.S.?

Our team manages assets in both countries
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Speak with a cross-border financial planner

Speak with a cross-border financial planner

We handle all your cross-border tax & financial planning needs
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OUR RECENT PUBLICATIONS

Canadian Tax

Terry Ritchie in Podcast: Tax Implications for Americans Living in Canada

Minimizing liability when paying income taxes can be complicated for the nearly 1 million American citizens living in Canada. Terry Ritchie, Cardinal Point Wealth Management Vice President, recently shared his expertise on this topic with Financial Planning for Canadian Business Owners podcast host Jason Pereira. From the tax definition of U.S. resident and income tax filing requirements [...]

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Canada – Can I Deduct Home Office Expenses During COVID-19?

Have you been working from home as a result of a stay-at-home order in your area during the COVID-19 pandemic? If
so, you may be able to deduct related expenses from your 2020 Canadian personal income tax return. In this article, we
will discuss specific qualifying conditions that must be met as well as eligible expenses and necessary supporting
documentation.

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Silver Linings – Financial Planning Opportunities During the Coronavirus Turmoil

As the old saying goes, every cloud has a silver lining. While the past month has brought the steepest stock market correction in history along with unprecedented volatility, it has also created a number of positive opportunities for Cardinal Point clients. In this article, we’ll take a look at a few metaphorical silver linings including why our current economic environment is prime time for tax-loss harvesting, mortgage refinancing, and currency conversion.

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