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Ebook: Cross Border Retirement Income: Canada Pension Plans, Canadian Old Age Security…

October 19, 2022 By Cardinal Point Wealth

New Ebook: Cross Border Retirement Income: Canada Pension Plans, Canadian Old Age Security, U.S. Social Security and the Windfall Elimination Provision

Nest Egg - Canada US Retirement Income

Those who have worked in both Canada and the U.S. may be eligible for Social Security (SS), Canada Pension Plan (CPP) and Canadian Old Age Security (OAS), but it can be complicated. While SS depends on years worked, OAS is based on years of Canadian residency, and CPP is based on contributions. You may be able to take early reduced benefits or delay them to receive increased payouts. There may be clawbacks based on income levels. With SS, the Windfall Elimination Provision (WEP) is a complication that reduces benefits for those receiving foreign pensions like CPP. If you’re affected by WEP, you would be prudent to seek expert advice. Download the Ebook and learn why one should contact a Cardinal Point professional regarding cross-border retirement income.

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Filed Under: Articles, Retirement Tagged With: Canada Pension Plans, Canadian Old Age Security, Cross Border Retirement Income, social security, Windfall Elimination Provision

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“Cardinal Point” is the brand under which dedicated professionals within Cardinal Point Capital Management, ULC provide financial, tax and investment advisory, risk management, financial planning and tax services to selected clients. Cardinal Point Capital Management, ULC is a US registered investment advisor and a registered portfolio manager in Canada (ON, QC, MB, SK, NS, NB, AB, BC). Advisory services are only offered to clients or prospective clients where Cardinal Point and its representatives are properly registered or exempt from registration. This website is solely for informational purposes. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital.