EXPATRIATES LIVING ABROAD
For those Canadians and Americans moving or living abroad, careful cross-border financial planning considerations must be given to ensure tax and regulatory compliance in both your home and adopted countries.
EXPATRIATES LIVING ABROAD
For those Canadians and Americans moving or living abroad, careful cross-border financial planning considerations must be given to ensure tax and regulatory compliance in both your home and adopted countries.
Expat Financial Planning Services
Implementing a proper investment and financial plan requires thoughtful analysis that protects your estate while living abroad and offers flexibility if and when you were to return home to Canada or the United States. For Canadian and U.S. expats living abroad, finding an expat financial advisor skilled in financial planning for expatriates is crucial. Cardinal Point specializes in these areas, providing comprehensive services tailored to the unique needs of expatriates from Canada and the U.S. Whether you’re navigating the complexities of cross-border taxation, investment management, or estate planning, our team ensures that your financial strategy is compliant and aligned with your goals. Our experience as expat financial advisors enables us to assist Canadian and U.S. expats with a suite of services designed to secure and maximize your financial well-being abroad. Additionally, we offer the added benefit of a seamless transition should you decide to return to your home country.
- Advice on assets that should transfer abroad or remain in your native country
- Management of investment accounts that remain in Canada or the United States
- Advice on Canadian and U.S. retirement distribution strategies while residing abroad
- Tax planning exit strategies to prevent tax residency questions or issues
- Holistic advice on cross-border financial and estate planning
- Incorporation of U.S. gift and estate strategies within the financial plan
- Assistance with cross-border tax planning strategies, including annual foreign account disclosure filings
- Guidance on retirement benefits, such as CPP, OAS, Social Security and Medicare
- Assistance with currency conversion
- Residential and commercial real estate advice
- Financial transition planning when returning to Canada or the United States
- Assistance with the preparation of Canadian and U.S. tax returns
- Health, life, disability, long-term care, business and property insurance review
Speak with a cross-border financial planner
We handle all your cross-border tax & financial planning needs
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Moving to Canada? Don’t leave your 401(k), 403(b), or 457 behind! Understanding your U.S. retirement plan options is essential for a seamless financial future when transitioning across borders. Should you leave it as is, roll it into an IRA, or take a lump sum? Each choice has pros and cons, from tax implications to investment flexibility. Converting to a Roth IRA might even help maximize your savings. Whether you stay in the U.S. or settle in Canada, cross-border financial planning is key.