Horace Ho is a Client Onboarding Specialist at Cardinal Point. He has worked in the financial services industry since 2017 and joined Cardinal Point in 2025. He specializes in client onboarding, business relationship management, KYC compliance, and market regulations. Before joining Cardinal Point, Horace worked at Morgan Stanley for five years and at HSBC for one year in Hong Kong. In these roles, he provided comprehensive support to high-net-worth individuals, corporations, and government entities, supporting client onboarding with an emphasis on operational efficiency and compliance integrity. He holds a Bachelor of Arts Degree in Economics from the University of California, Davis.