Cardinal Point Wealth Management

Your Cross-Border Financial Advisor

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    • Cross-Border Financial and Tax Planning
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    • Moving to Canada from the U.S.
    • Canadians Living in the U.S.
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  • Blog
  • About Us
    • Our Story
    • Our Team
    • Our Clients
    • Legal and Compliance
  • What We Do
    • Investment Management
    • Wealth Planning
    • Tax Planning and Preparation
    • Private Wealth Services-U.S.
    • Private Wealth Services-Canada
    • Cross-Border Financial and Tax Planning
  • Cross-Border Services
    • Cross-Border Financial and Tax Planning
    • U.S. Citizens Living in Canada
    • Moving to Canada from the U.S.
    • Canadians Living in the U.S.
    • Moving to the U.S. from Canada
    • Expatriates Living Abroad
  • Blog

Tax Planning

TAX PLANNING

At Cardinal Point, we guide our clients through a full range of Canadian, U.S. and cross-border tax planning strategies. These strategies are designed to minimize our clients’ tax liabilities, maximize their cash flow, and help them to realize their financial goals.

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Our tax planning initiatives are fully integrated with our clients’ investment, financial and estate planning strategies. This coordinated approach to wealth management streamlines the financial planning process and helps our clients ensure lasting wealth for today, tomorrow and generations to come.

Canada and U.S. Tax Preparation

Our domestic and cross-border taxation services also include tax preparation and tax compliance for clients living, working, investing, transitioning residency and/or conducting business in the U.S. and Canada. Our team of professionals specialize in providing the following list of services:

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    Canada and U.S. tax preparation, including all provinces and states
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    Tax preparation for Canadians living, working or investing in the United States
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    Tax preparation for Americans living, working or investing in Canada
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    Tax planning for Canadians moving to the U.S. and Americans moving to Canada
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    Reporting of Canadian financial accounts in the United States, e.g., FinCEN Report 114 (FBAR), Form 8938
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    U.S. and Canadian tax residency status determination, including any applicable exemptions
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    Canadian departure return and deemed disposition filings
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    U.S.-Canada Tax Treaty elections review to eliminate double taxation
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    Canadian foreign tax credit claims in the United States
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    Comprehensive review of CPP/OAS taxation in the United States and social security-CPP equalization
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    Tax advice for Canadians returning to Canada and Americans returning to the U.S., as well as on the Offshore Voluntary Disclosure Initiative
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    Review of reporting requirements for RRSP, TSFA, RESP accounts in the U.S. and cross-border inheritances
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    Integrated tax planning on Canadian tax positions and evaluation of U.S. estate tax issues for Canadian residents holding U.S. investments (including U.S. real estate)
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    Tax preparation and planning for owners of cross-border rental properties

Whether you are a Canadian or American living in your home country, a Canadian living in the U.S., an American living in Canada or an expat living abroad, Cardinal Point can handle all aspects of your tax needs to help you comply with the relevant tax laws and regulations in Canada and the U.S.

US/Canada Investment Accounts

Do you file both Canada and U.S. taxes?

Our team can handle all of your cross-border tax planning needs
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Moving to and from Canada to the U.S.

Moving across the border?

Important tax planning initiatives must be considered prior to any move.
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OUR RECENT PUBLICATIONS

Moving from US to Quebec

Estate Planning when moving from the U.S. to Quebec

If you’re a Canadian living in the U.S. or elsewhere in Canada and planning a return to your home province of Quebec, there are a number of factors you’ll need to consider including the ramifications of such a move on your current estate plan. In this article, we’ll take a closer look at differences between Common Law and Civil Law and how they relate to estate planning.

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Gifting Strategy for U.S. Citizens with a Non-U.S. Citizen Spouse Planning a Relocation to Canada

There are notable instances where having a non-U.S. citizen spouse results in complications when it comes to tax and estate planning.  For example, there is no estate tax marital deduction when the donee spouse is not a U.S. citizen unless a QDOT, a form of qualified domestic trust, is used.  This QDOT structure is not an ideal planning structure in many situations.

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Investment questions

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